Privacy Statement

NOTED

DATED 2026-07-06 · VERSION 20260815_rev01 · FIRST CAPTURED VERSION

What changed, in plain language

PayPal added a regulatory "Status Disclosure" box to its UK section, listing PayPal UK Ltd's FCA registration numbers, company number, and registered office address, and noting that a few products like PayPal Working Capital are not FCA-regulated. Nothing about how your data is collected, used, shared, or kept was changed.

This change appears to be cosmetic (formatting, typos, or contact details).

Changelog

+ ADDEDNew UK regulator and company details added
PayPal added a short block stating that PayPal UK Ltd is authorised and regulated by the UK's Financial Conduct Authority for e-money, consumer credit, and cryptocurrency services, along with its firm reference numbers, company number, and London registered office address. This is background information about the company, not a change to your privacy rights.
PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution (firm reference number 994790)
+ ADDEDNotice that some products are not FCA-regulated
The new block points out that certain products, such as PayPal Working Capital, are not regulated by the FCA and may come with less protection. This is a heads-up about products that already worked this way, not a new limit on your protections.
Some products and services, such as PayPal Working Capital, are not regulated by the FCA and may offer a lower level of protection.

Full text changes

COLOUR MARKS THE SEVERITY OF A FLAGGED CLAUSE · + AND − MARK ADDED AND REMOVED

 . Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk.
 . Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g., billing or transactional).
 . Shipping: in connection with shipping and related services for purchases made using PayPal.
 . Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.
 . Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
+### **Status Disclosure**
+PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution (firm reference number 994790); in relation to its regulated consumer credit activities (firm reference number 996405); and for the provision of cryptocurrency services (firm reference number 1000741). Some products and services, such as PayPal Working Capital, are not regulated by the FCA and may offer a lower level of protection. Please read product terms for further details. PayPal UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place, London, United Kingdom, EC4M 7RD.
 ## Disclosures for Individuals in Mexico
 This section contains additional disclosures for individuals in Mexico and supplements PayPal's Privacy Statement above. The data controller of your Personal Information is the PayPal entity established in the country or jurisdiction where you reside, which can be found in [**Our Contact Information**](). Below we describe our primary and secondary purpose for processing your Personal Information.
 <table><tbody><tr><td><strong>Primary </strong><strong>Purpose</strong></td><td><strong>Secondary Purpose</strong></td></tr><tr><td><p>The primary purpose for processing your Personal are:</p><ul><li>to provide our Services, to fulfil relevant agreements with you and to otherwise administer our business relationship with you.<br>to administer your payment for products and the customer relationship.</li><li>If you are using Fastlane, we will also use your Personal Data and payment method details to determine whether the payment you are making with a participating Partner or Merchant is authorized by you and likely to be successfully authorized by the payment method you choose to use when you make a purchase using details from your Fastlane profile.</li><li>to assess your creditworthiness in connection with your application, confirm your identity and your contact information, and protect you and others from fraud.</li><li>to confirm your identity, also through the use of electronic signature, and verify your personal and contact details.</li><li>to prove that transactions have been executed.</li><li>to establish, exercise or defend a legal claim or collection procedure.</li><li>to comply with internal procedures.</li><li>to assess which payment options and services to offer you, for example by carrying out internal and external credit assessments.</li><li>for customer analysis, to administer our Services, and for internal operations, for example troubleshooting, data analysis, testing, research and statistical purposes.</li><li>to communicate with you in relation to our Services.</li><li>to ensure that content is presented in the most effective way for you and your device.</li><li>to determine your eligibility for and to communicate with you about Services for which you may qualify or that may be of interest to you<br>to carry out risk analysis, fraud prevention and risk management (e.g., through Automated Decision Making and AI).</li><li>to improve our Services and for general business development purposes, for example improving risk models to minimize fraud, develop new products and features and explore new business opportunities.</li><li>To keep your PayPal account and financial information up to date.</li><li>for marketing, product and customer analysis, including testing, for example to improve our product range and optimize our customer offerings.</li><li>to comply with applicable laws, bookkeeping laws, regulatory capital adequacy requirements, and rules issued by our designated banks and relevant card networks. For example, when we process Personal Information for KYC requirements, to prevent, detect and investigate money laundering, terrorist financing and fraud. We also carry out sanction screening, report to tax authorities, police enforcement authorities, enforcement authorities, supervisory authorities.<br>to facilitate your participation in competitions, offerings, and events.</li><li>to conduct financial risk management obligations such as credit performance and quality, insurance risks and compliance with capital adequacy requirements under applicable law.</li><li>to process information about your contacts to make it easy for you to find and connect them and improve payment accuracy. <u><strong>By providing us with information about your contacts you certify that you have permission to provide that information to PayPal for the purposes described in this Privacy Statement.</strong></u></li></ul></td><td><strong>We rely on your explicit and voluntary consent</strong> to process your Personal Information to participate in certain features that while not necessary for use of the Services may be of interest to you, such as syncing your contact list to your PayPal account, providing biometric data, targeted advertising, or connecting to a third-party platform. You may change your mind about use of these features at any time through your account settings. Note that withdrawing your consent will not affect the lawfulness of any processing we have conducted prior to your withdrawal. You can withdraw your consent at any time, through your use of <a href="#disclosures-mx-arco" pa-marked="1"><strong>ARCO Rights</strong></a> as described below.</td></tr></tbody></table>